Island Heritage is jointly-owned by Flagstone, a leading international reinsurance name, ACE, Butterfield Bank of Bermuda and a group of highly respected and seasoned insurance and finance professionals. Island Heritage Insurance Company, Ltd. has been assigned financial ratings of A- (Excellent) by AM Best Co. The company has US$80 million of gross written premiums. AM Best Co., established in 1899, is one of the world's oldest and most authoritative insurance rating and information sources. A financial strength rating of A- reflects Island Heritage's sound capitalisation, excellent balance sheet liquidity, comprehensive reinsurance program and growing market presence in the Caribbean. Island Heritage is professionally audited by Deloitte & Touche Cayman Islands. You may contact Deloitte & Touche at One Capital Place, P.O. Box 1787, Grand Cayman KY1-1109, Cayman Islands. Following a series of major hurricanes in the 1980s and early 1990s that had resulted in huge regionwide losses, reliable and affordable insurance was becoming increasingly difficult for Caribbean property owners to find. Recognising that a new type of insurance company was needed for the Caribbean, in 1996 we founded Island Heritage in Grand Cayman. The aim in those early days was to do one thing, and do it well: property insurance. With our range of specialist products and services and comprehensive reinsurance programme, Island Heritage soon became one of the Caribbean's strongest capitalised insurance companies. With an A- Excellent (AM Best Co) rating, we proudly offer private home, condominium, commercial building and motor insurance coverage. With Island Heritage, you’ll enjoy the comfort of knowing that our risk strategy is spread by insuring properties across multiple island territories. This spread greatly helps to stabilise pricing and coverage across the Caribbean where we operate. From our Cayman Islands HQ and from principal offices in Barbados we provide insurance through licensed ag ents to customers in Anguilla, Antigua, Bahamas, British Virgin Is, Dominica, Grenada, St Kitt & Nevis, St Lucia, St Maarten, St Vincent & the Grenadines, Turks & Caicos Is and US Virgin Is. We serve Home Buildings Insurance protects your home, swimming pool, outbuildings, walls and fences, and other items from damage caused by fire, lightning, hurricanes and storms, flood, theft, vandalism, and more. Home Contents Insurance protects the contents of your home, garage, and other buildings on your property from damage caused by fire, lightning, hurricanes and storms, flood, theft, vandalism, and more.Condominium or Strata Buildings Insurance Fire and Named Perils, Coverage for Building and Contents, Coverage for Computers and other Electronic Equipment, Interruption of Business, Legal Liabilities - Public Liability and Employers Liability, Crime Covers